CLICK HERE FOR OUR FREE ONLINE ANNUITY CALCULATOR
If you're not ready to buy an annuity yet or you just want an idea of how much your pension could be worth, use our free online annuity calculator to give you an indication of what our panel of leading annuity providers could offer you.
About Us
We won't pressure you, advise you or make any recommendations about which type of annuity or annuity provider you should choose - as we're a guidance service, it's entirely your choice! We only offer products from a limited number of annuity providers, which we call our panel of annuity providers. Our panel comprises of some of the UK's leading annuity providers and we don't favour any one over any other, so we won't push you towards any one of them. We will present you with the annuity rates they offer so you can choose what suits you best.
Of course, we are authorised and regulated by the Financial Services Authority, which you can check at www.fsa.gov.uk/register as well as being Consumer Credit Licensed by the Office of Fair Trading and members of the Chartered Quality Institute.
What we do
The difference between the best annuity rates and worst annuity rates available can be massive. We find the best annuity rates from our panel of providers so you can see what's available. If you decide to go ahead with one of those providers, we take care of everything; turning your pension fund with one company into an annuity with another as quickly as possible and with the least possible hassle for you.
On average, our customers are 20%3 better off in their retirement than if they had just accepted their pension provider's offer.
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The Process
Simply call us, free of charge, on 0800 810 12 12 and one of our Guidance Officers will be more than happy to help you.
We will ask you questions about yourself, your spouse or partner, your lifestyle and your
health as well as questions about your pension fund and your annuity requirements.
We will use the information you give us to search our panel of annuity providers who will return their best annuity quotes and we will present you with that information so you can decide if you'd like to go ahead with one of those providers.
Once you've made your decision we will send you the documents we need to move your money from your pension provider to your chosen annuity provider. Simply return these to us in the pre-paid envelope provided.
We will deal directly with your pension provider and new annuity provider to make sure the money is transferred as quickly as possible. You don't have to do any chasing yourself; we'll be in touch with everyone constantly to make sure everything is done quickly and efficiently.
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1 We do not charge you a fee because we are paid by your chosen annuity provider if you choose to proceed.
2 68.4% of people who we quoted between Sep 09 and Feb 12 received a higher quote than their stated pension provider's offer (where we have comparable data).
3 The average increase over their stated pension provider's offer of 145 customers between Sep 09 and Feb 12 is 20.1% (where we have comparable data).
Download our 'Keyfacts' document here
